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Autonomous finance will arrive within three years: Ramp CEO
artificial-intelligence

Autonomous finance will arrive within three years: Ramp CEO

Ramp CEO forecasts autonomous AI agents will reshape corporate finance within three years, enhancing productivity and redeploying human roles.

August 5, 2025
5 min read
Alexei Alexis

Ramp CEO forecasts autonomous AI agents will reshape corporate finance within three years, enhancing productivity and redeploying human roles.

Autonomous Finance Will Arrive Within Three Years, Says Ramp CEO

Corporate finance departments are poised for a major transformation by 2028, driven by the rise of autonomous AI agents, according to Eric Glyman, CEO of fintech startup Ramp. Ramp, a New York-based company specializing in expense management software, recently announced a $500 million funding round at a $22.5 billion valuation, underscoring investor confidence in AI-powered finance solutions. In a recent blog post, Glyman predicted that many U.S. corporate finance teams will soon operate with fleets of autonomous AI agents managed by an "AI agent manager." These agents will perform diverse roles across procurement, expense management, and other finance functions.
"This isn’t a story about replacing people," Glyman emphasized. "It’s about redeploying them — up the value chain, into the work only humans can do."
Ramp's latest funding round comes at a pivotal moment as CFOs increasingly experiment with AI tools. Glyman highlighted practical AI applications such as agents that automatically rebook hotels when prices drop, eliminating tedious back-and-forth communications. In June 2025, Ramp launched AI agents designed for controllers to enforce company expense policies automatically, prevent unauthorized spending, and reduce fraud. Ramp has raised a total of $1.9 billion in equity financing and began generating cash flow earlier this year. The company’s CFO, Will Petrie, described Ramp’s financial position as a "fortress balance sheet" that will enable the company to lead as AI reshapes finance. The rise of AI agents is part of a broader trend in enterprise software. Gartner predicts that by 2028, 33% of enterprise applications will include agentic AI, up from less than 1% in 2024. At least 15% of day-to-day work decisions will be made autonomously by AI. Gartner analysts describe AI agents as a paradigm shift in AI-user interaction, recommending companies start with single-agent deployments before expanding to multi-agent systems. They caution against investing in AI simply due to hype, urging focus on use cases that improve productivity or decision-making.
Source: Originally published at CFO Dive on August 5, 2025.

Frequently Asked Questions (FAQ)

About Autonomous Finance and AI Agents

Q: What is autonomous finance? A: Autonomous finance refers to a future state of financial operations where artificial intelligence agents manage and execute financial tasks and decisions with minimal human intervention. Q: How do AI agents function in corporate finance? A: AI agents can perform various financial tasks, such as automatically rebooking travel based on price changes, enforcing expense policies, preventing fraud, and managing procurement. Q: What is an "AI agent manager"? A: An AI agent manager is a hypothetical role or system that oversees and directs a fleet of AI agents within a company's finance department. Q: What is the primary benefit of using AI agents in finance, according to Ramp's CEO? A: The primary benefit is not replacing people, but redeploying human resources to higher-value tasks that only humans can perform. Q: What is Gartner's prediction regarding agentic AI in enterprise applications? A: Gartner predicts that by 2028, 33% of enterprise applications will include agentic AI, and at least 15% of day-to-day work decisions will be made autonomously by AI. Q: What advice does Gartner offer for companies adopting AI agents? A: Gartner recommends starting with single-agent deployments before moving to multi-agent systems and focusing on use cases that genuinely improve productivity or decision-making, rather than investing based on hype.

Crypto Market AI's Take

The insights from Ramp's CEO highlight a significant technological shift on the horizon for corporate finance, mirroring the advancements we're seeing in the broader AI landscape. At Crypto Market AI, we believe that the integration of AI, including sophisticated AI agents, is set to revolutionize various sectors, including finance and trading. Our platform leverages cutting-edge AI to provide users with advanced market analysis and automated trading tools, aiming to enhance efficiency and strategic decision-making. You can explore our offerings in AI agents and learn more about how AI is transforming the financial world in our AI personal finance section.

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