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Autonomous finance will arrive within three years: Ramp CEO
autonomous-finance

Autonomous finance will arrive within three years: Ramp CEO

Ramp CEO forecasts autonomous AI agents will reshape corporate finance within three years, enhancing productivity and redeploying human talent.

August 5, 2025
5 min read
Alexei Alexis

Ramp CEO forecasts autonomous AI agents will reshape corporate finance within three years, enhancing productivity and redeploying human talent.

Autonomous Finance Set to Transform Corporate Finance by 2028

Corporate finance departments in the U.S. are poised for a major transformation within the next three years, driven by the rise of autonomous artificial intelligence (AI) agents. Eric Glyman, CEO of the fintech startup Ramp, shared insights on this future in a recent blog post coinciding with Ramp's announcement of raising $500 million at a $22.5 billion valuation. Ramp, a New York-based company specializing in expense management software, envisions a future where many finance teams will operate alongside fleets of autonomous AI agents. These agents will be overseen by an "AI agent manager" and will handle a variety of finance functions, including procurement and expense management. Glyman emphasized that this evolution is not about replacing human workers but rather redeploying them to higher-value tasks that require uniquely human skills. "This isn’t a story about replacing people," he wrote. "It’s about redeploying them — up the value chain, into the work only humans can do." Last week’s funding round, which brought Ramp’s total equity financing to $1.9 billion, comes as the company launches its first AI agents designed to automate finance operations. Ramp CFO Will Petrie highlighted the company’s strong financial position and accelerating business as key enablers to lead in the AI-driven future of finance. Ramp’s AI agents are already being deployed to assist controllers by automatically enforcing company expense policies, eliminating unauthorized spending, and preventing fraud. This move aligns Ramp with a growing number of enterprise software firms integrating AI agents capable of performing workplace tasks with minimal human intervention. According to Gartner, the adoption of agentic AI is expected to surge, with 33% of enterprise software applications incorporating AI agents by 2028, a significant jump from less than 1% in 2024. Gartner analysts describe AI agents as a paradigm shift in AI interaction, recommending companies start with single-agent deployments to measure impact before expanding. Glyman illustrated the practical benefits of AI agents, noting how an agent that automatically rebooks a hotel when prices drop can eliminate cumbersome back-and-forth communications between employees, managers, and travel support. As AI continues to reshape finance, Ramp’s vision suggests a future where autonomous finance agents augment human capabilities, driving efficiency and strategic focus within corporate finance teams.
Source: Autonomous finance will arrive within three years: Ramp CEO (Published Aug. 5, 2025)

Frequently Asked Questions (FAQ)

The Role of AI Agents in Corporate Finance

Q: What is the primary impact of AI agents on corporate finance departments? A: AI agents are poised to transform corporate finance by automating various functions, allowing human employees to focus on higher-value tasks. Q: Does the rise of AI agents mean job displacement for finance professionals? A: According to Ramp CEO Eric Glyman, the goal is not to replace people but to redeploy them to roles that require uniquely human skills. Q: What specific finance functions can AI agents handle? A: AI agents are being developed to manage functions such as procurement and expense management, including enforcing company policies, preventing fraud, and automating tasks like rebooking hotels. Q: What is the projected adoption rate of AI agents in enterprise software? A: Gartner predicts that by 2028, 33% of enterprise software applications will incorporate AI agents, a significant increase from less than 1% in 2024. Q: What is the recommended approach for adopting AI agents, according to Gartner? A: Gartner suggests starting with single-agent deployments to measure their impact before expanding their use.

Crypto Market AI's Take

The advancement of autonomous AI agents in corporate finance, as highlighted by Ramp's vision, mirrors the broader trend of AI integration across various sectors, including the financial markets. Our platform leverages AI for sophisticated market analysis and trading strategies, understanding that efficiency and automation are key drivers of success. We are continuously developing AI tools that can identify market opportunities and manage assets with precision, aiming to empower both individual and institutional investors. Exploring how AI can streamline complex financial operations, much like Ramp's approach, is central to our mission of revolutionizing finance through technology.

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