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Crypto privacy tests limits of Trump’s deregulatory push
privacy

Crypto privacy tests limits of Trump’s deregulatory push

Crypto privacy faces regulatory hurdles under Trump’s deregulatory push as DeFi protocols confront AML rules tied to token ownership concentration.

August 12, 2025
5 min read
Aleks Gilbert
Donald Trump’s deregulatory push in the crypto space has achieved notable wins, but financial privacy remains a significant sticking point. Recent developments highlight the tension between privacy-focused crypto technologies and regulatory authorities. Last week, Tornado Cash developer Roman Storm was convicted of a federal crime, followed by the Samourai Wallet developers pleading guilty to similar charges. These cases underscore the government’s increasing scrutiny of privacy tools in decentralized finance (DeFi). On the same day the Samourai Wallet developers conceded, Trump’s crypto policy team released a comprehensive 166-page report titled "Strengthening American Leadership in Digital Financial Technology." The report recommends expanding the scope of the Patriot Act to encompass crypto technologies, particularly labeling some tools as "primary money laundering concerns." The report suggests that DeFi protocols should comply with the Bank Secrecy Act and anti-money laundering (AML) provisions, especially if governance tokens are concentrated among a small group of holders who can effectively control the protocol. This move signals a potential regulatory push to impose traditional financial compliance measures on decentralized platforms. As one prosecutor in the Roman Storm case argued, "Isn’t anonymity just another word for concealment?" implying that privacy features could facilitate illicit activity. Conversely, defense attorneys and privacy advocates emphasize the importance of financial privacy for law-abiding citizens. One defense attorney questioned, "How would you feel if someone took your bank account and published it on the internet?" The DeFi community widely believes that blockchain-based finance cannot achieve mainstream adoption without robust privacy protections. Ethereum co-founder Vitalik Buterin recently stated on the Bankless podcast that privacy should be a default feature in wallets rather than an optional add-on. The Ethereum Foundation is actively working on privacy enhancements and has pledged additional funding to support Roman Storm’s legal defense. Similarly, Electric Coin Company CEO Josh Swihart urged U.S. senators to protect financial privacy in upcoming legislation, clarifying that privacy is not about hiding crime but shielding citizens from surveillance, data breaches, and unjust profiling. Swihart warned against treating all privacy-oriented digital assets as suspect, likening it to banning locks because criminals might hide behind closed doors.

Top DeFi Stories of the Week

  • Uniswap DAO is considering incorporation in Wyoming.
  • Lido DAO is exploring a token buyback program.
  • Polygon DAO is proposing to raise the minimum stake required for validators.
  • Post of the Week

    Trump has promised a Strategic Bitcoin Reserve (SBR) stocked with crypto seized by U.S. law enforcement. A recent rumor suggests the first deposit may come from forfeited funds related to the Samourai Wallet case, highlighting the irony of regulatory actions intersecting with crypto asset management.
    "The irony of the Samourai Wallet forfeiture funds being the first official deposit into the SBR captures the current moment in Bitcoin/crypto pretty well, IMO."
    — Zack Shapiro (@zackbshapiro)

    Aleks Gilbert is DL News’ New York-based DeFi correspondent. Source: Crypto privacy tests limits of Trump’s deregulatory push (Published August 12, 2025)

    Frequently Asked Questions (FAQ)

    Privacy and Regulation

    Q: What is the core tension highlighted by the Roman Storm and Samourai Wallet cases? A: The core tension is between privacy-focused crypto technologies and regulatory authorities, specifically regarding the government's increasing scrutiny of privacy tools in decentralized finance (DeFi). Q: What are the key recommendations in Trump's crypto policy report? A: The report, "Strengthening American Leadership in Digital Financial Technology," recommends expanding the Patriot Act's scope to include crypto technologies and labeling certain tools as "primary money laundering concerns." It also suggests that DeFi protocols should comply with Bank Secrecy Act and AML provisions. Q: What is the argument for financial privacy in the crypto space? A: Privacy advocates argue that financial privacy is crucial for law-abiding citizens, shielding them from surveillance, data breaches, and unjust profiling, rather than being solely a tool for illicit activity. Q: Why is financial privacy considered essential for mainstream adoption of DeFi? A: The DeFi community widely believes that robust privacy protections are necessary for blockchain-based finance to achieve mainstream adoption. Q: What is the stance of Ethereum co-founder Vitalik Buterin on privacy in crypto? A: Vitalik Buterin believes privacy should be a default feature in wallets, not an optional add-on. Q: What is the perspective of Electric Coin Company CEO Josh Swihart on privacy-oriented digital assets? A: Josh Swihart urges protection of financial privacy, stating it's not about hiding crime but shielding citizens from surveillance and data breaches. He warns against treating all privacy-oriented digital assets as suspect.

    Crypto Market AI's Take

    The current regulatory landscape for cryptocurrency, particularly concerning privacy-enhancing technologies, is a critical area of focus. As seen with the convictions of Tornado Cash and Samourai Wallet developers, there's a clear push from regulatory bodies to bring decentralized finance (DeFi) under more traditional financial compliance frameworks. This tension between privacy advocacy and regulatory enforcement is shaping the future of the crypto market. At AI Crypto Market, we leverage advanced AI agents to analyze these evolving regulatory trends and their potential impact on digital assets. Our insights can help navigate this complex environment, ensuring you stay informed about compliance and market shifts.

    More to Read:

  • Understanding DeFi: A Comprehensive Guide
  • The Future of Cryptocurrency Regulation
  • How AI is Transforming Crypto Trading