Which Cryptocurrency Is More Likely to Be a Millionaire Maker: XRP vs. Shiba Inu

One of these two tokens has really benefited from President Trump's election victory. The crypto market has had a strong year overall, with significant gains since Donald Trump's presidential election victory last November. While volatility remains, many major cryptocurrencies have risen substantially, though not all have followed the same trajectory. Trump's regulatory approach has created a more welcoming environment for cryptocurrencies and related businesses, fueling investor optimism about crypto's future. Two popular cryptocurrencies, XRP and Shiba Inu, have taken different paths since then. XRP has soared, while Shiba Inu has struggled to gain traction. This article explores which of these tokens is more likely to become a millionaire maker.

XRP: Can It Capture a Share of International Payments?

XRP has been one of the best-performing cryptocurrencies since Trump's win. A key catalyst was a leadership change at the Securities and Exchange Commission (SEC), which led to the agency dropping an appeal in a long-running lawsuit against Ripple, the company behind XRP. This lawsuit had been a significant overhang on the token. The SEC is also expected to approve a spot-XRP exchange-traded fund (ETF) within the year, which could further boost XRP's adoption.

Key Data Points for XRP

• Market Cap: $192B
• Current Price (Aug 14, 2025): $3.23
• Day's Range: $3.23 - $3.34
• 52-Week Range: $0.49 - $3.65
• Volume: 9,157,969,898
XRP's network is capable of processing up to 1,500 transactions per second at minimal cost, making it well-suited for international payments. Ripple's ecosystem includes its stablecoin RLUSD, the prime broker Hidden Road, and the stablecoin platform Rail, which all contribute to XRP's growing utility. Ripple CEO Brad Garlinghouse has expressed confidence that XRP can capture up to 14% of the payment volume currently handled by SWIFT, the global interbank payment messaging system, over the next five years. He points to SWIFT's high error rate as an opportunity for XRP to disrupt the international payments space.

Shiba Inu: What Lies Ahead for the Meme Token?

Shiba Inu experienced a meteoric rise starting in 2020 as a meme token inspired by Dogecoin. While it remains a meme token with a strong social media following, the Shiba Inu team has taken steps toward building real-world utility. In 2023, Shiba Inu launched Shibarium, a Layer-2 blockchain solution designed to alleviate congestion and high fees on Ethereum's network, where Shiba Inu originally operated as an ERC-20 token.

Key Data Points for Shiba Inu

• Market Cap: $8B
• Current Price (Aug 14, 2025): $0.00
• Day's Range: $0.00 - $0.00
• 52-Week Range: $0.00 - $0.00
• Volume: 365,598,916
Shibarium supports on-chain governance, non-fungible tokens (NFTs), decentralized autonomous organizations (DAOs), and other real-world applications. Additionally, some transactions on Shibarium burn tokens, potentially reducing Shiba Inu's large supply over time.

Which Cryptocurrency Is More Likely to Be a Millionaire Maker?

Early investors in either XRP or Shiba Inu may already have seen millionaire-level returns. However, for new investors hoping to achieve similar gains today, significant developments are necessary. For XRP, continued adoption in international payments and fulfillment of Garlinghouse's vision to capture a meaningful share of SWIFT's volume will be critical. Ripple's expansion of its network and ecosystem will also play a key role. Shiba Inu will need to either reignite massive social media enthusiasm to trigger a parabolic price surge or demonstrate that Shibarium offers valuable, practical utility. Both tokens remain volatile and risky investments. However, if choosing between the two, XRP stands out due to its robust technical infrastructure, potential to disrupt international payments, and expanding ecosystem tied to Ripple.

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About the Author

Bram Berkowitz is a contributing Motley Fool Stock Market Analyst covering financials, tech, and consumer goods stocks, as well as macroeconomic trends. Before joining The Motley Fool, he worked in equity research and as a reporter. Bram holds FINRA Series 7 and 66 licenses and a B.S. in Business and Advertising with a minor in Economics from Syracuse University.

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Disclosure: Bram Berkowitz has positions in Ethereum and XRP. The Motley Fool has positions in and recommends Ethereum and XRP.

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Source: Which Cryptocurrency Is More Likely to Be a Millionaire Maker: XRP vs. Shiba Inu

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Frequently Asked Questions (FAQ)

XRP vs. Shiba Inu Potential

Q: Which cryptocurrency, XRP or Shiba Inu, has a higher potential to become a "millionaire maker"? A: While both XRP and Shiba Inu have the potential for significant returns, XRP appears to have a stronger foundation for long-term growth due to its focus on international payments and a developing ecosystem, as outlined in the article. Shiba Inu relies more heavily on reigniting social media hype or proving the utility of its Shibarium network. Q: What factors are crucial for XRP to achieve millionaire-maker status? A: For XRP to become a millionaire maker, continued adoption in international payment systems and the successful realization of Ripple's vision to capture a significant share of SWIFT's transaction volume are critical. Expansion of Ripple's ecosystem also plays a key role. Q: What does Shiba Inu need to do to become a millionaire maker? A: Shiba Inu would need to either reignite massive social media enthusiasm to drive a parabolic price surge or demonstrate that its Shibarium network offers substantial and practical real-world utility. Q: How did Donald Trump's election victory impact the cryptocurrency market, and specifically XRP and Shiba Inu? A: Donald Trump's election victory created a more favorable regulatory environment for cryptocurrencies, generally boosting investor optimism. XRP, in particular, benefited significantly from positive developments in its legal standing with the SEC, which contributed to its strong performance. Shiba Inu's performance was not directly linked to this factor in the same way.

Technical and Ecosystem Aspects

Q: What is the transaction processing capability of XRP? A: XRP's network is designed to process up to 1,500 transactions per second with minimal cost, making it suitable for high-volume international payment solutions. Q: What is Shibarium, and what is its purpose? A: Shibarium is Shiba Inu's Layer-2 blockchain solution, launched to address congestion and high fees on the Ethereum network. It aims to support various real-world applications like NFTs and DAOs.

Crypto Market AI's Take

The comparison between XRP and Shiba Inu highlights a fundamental divergence in the cryptocurrency space: utility-driven projects versus meme-driven tokens with evolving utility. XRP, with its clear focus on revolutionizing international payments through Ripple's extensive network and partnerships, presents a more compelling case for sustained growth and a potential "millionaire maker" status for early and continued investors. Its technological infrastructure and ongoing legal clarity provide a solid foundation. Shiba Inu, while demonstrating innovation with Shibarium, still largely relies on community engagement and speculative interest. For investors seeking robust potential, understanding the underlying technology and real-world application of a cryptocurrency, as exemplified by XRP's payment solutions, is paramount. Exploring AI-driven insights into these evolving market dynamics can further inform investment decisions.

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